4 Reasons To Avoid Sector Specific Mutual Funds

sectoral funds

Sectoral funds are mutual funds that invest in a particular industry sector or a theme. Examples are “Pharma” fund, “FMCG” fund, “Banking Fund”. A sectoral theme could be “GST” which invests in stocks that might benefit from the Goods & Service Tax implementation. Sectoral funds are a good way to take exposure in a particular […]

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The Billion Dollar Secret Of Indian Mutual Funds Is Backdoor Fees

mutual fund back door fees

In Mutual Funds, More and more people are investing their hard-earned money. This is about 7.5 lakh crores of funds from people like you and me. Of this, the equity Mutual Funds are along about 4.5 lakh crores. Here we are giving an open secret for mutual fund back door fees. Here is the not […]

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3 Reasons to Switch to Mutual Fund Direct Plans

switch to direct mutual funds

Mutual Funds come in two variants – a regular plan and a direct plan. There are 3 reasons why you must consider direct plans. These are lower cost, good support and most importantly zero conflict of interest.   #1  Up to 40% More Long-term Savings There is one major difference between direct plans vs regular […]

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Should Gold Be Part Of Your Investment (Gold Investment) ?

invest in gold

Gold is often viewed by different people in different ways. The enthusiasts will always vouch for the purchase of gold saying that its value will never fall, promptly buying physical gold (read ‘Jewellery”). Gold Investment is the one that the lady of the house will invariably support! However, Gold prices have seen far too many […]

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How To Exit ULIP And Switch To Direct Mutual Funds

exit ULIPs and switch to direct mutual funds

Often many investors realize that they bought a Unit Linked Insurance Policy (ULIP) without knowing the various costs that go into the investment every year. They may have liked the insurance cover and the prospect of investment returns that the product promises to generate. An agent might have painted a rosy picture and shown tax […]

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Should One Invest In Equities Or Equity Mutual Funds?

Invest in equities or Equity Mutual Funds : “I am a conservative investor”. “I do not like to take risks”. “Equities are not for everyone, definitely not for me”. “Invest your money wisely. Don’t invest in equity”. Do any of these sentences ring a bell? Do you also belong to the same school of thought […]

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