Sectoral funds are mutual funds that invest in a particular industry sector or a theme. Examples are “Pharma” fund, “FMCG” fund, “Banking Fund”. A sectoral theme could be “GST” which invests in stocks that might benefit from the Goods & Service Tax implementation. Sectoral funds are a good way to take exposure in a particular […]Share this post!
In Mutual Funds, More and more people are investing their hard-earned money. This is about 7.5 lakh crores of funds from people like you and me. Of this, the equity Mutual Funds are along about 4.5 lakh crores. Here we are giving an open secret for mutual fund back door fees. Here is the not […]Share this post!
Mutual Funds come in two variants – a regular plan and a direct plan. There are 3 reasons why you must consider direct plans. These are lower cost, good support and most importantly zero conflict of interest. #1 Up to 40% More Long-term Savings There is one major difference between direct plans vs regular […]Share this post!
Gold is often viewed by different people in different ways. The enthusiasts will always vouch for the purchase of gold saying that its value will never fall, promptly buying physical gold (read ‘Jewellery”). Gold Investment is the one that the lady of the house will invariably support! However, Gold prices have seen far too many […]Share this post!
Trader vs Investor : “The markets have been falling for five sessions in a row. I think it is a good time to buy”. “My stock is up by 25% in 2 months. I would rather book profits than regret later”. “The stock price is near its support level. I am planning to buy”. Nothing […]Share this post!
Often many investors realize that they bought a Unit Linked Insurance Policy (ULIP) without knowing the various costs that go into the investment every year. They may have liked the insurance cover and the prospect of investment returns that the product promises to generate. An agent might have painted a rosy picture and shown tax […]Share this post!
A Bank is a great place to make or receive payments. But if you are using the bank as a channel for your investments, then think about this in the short post here. Are You Getting Value for crores collected Banks? Banks Mutual Fund Commissions are growing Banks that have sponsored Mutual Fund companies (or […]Share this post!
Invest in equities or Equity Mutual Funds : “I am a conservative investor”. “I do not like to take risks”. “Equities are not for everyone, definitely not for me”. “Invest your money wisely. Don’t invest in equity”. Do any of these sentences ring a bell? Do you also belong to the same school of thought […]Share this post!