Stock Market vs Mutual funds : Returns And Risk Of Equity Investment

stock market vs mutual funds

Many investors shun equity completely to avoid risk. All who do so run the risk of having their returns eaten up almost entirely by inflation. Equity investment does come with risk, with high short-term volatility, but no one should invest in the stock market for the short-term and no one have good knowledge on stock […]

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3 Takeaways out of the LTCG & 2018 Budget Announcements

2018 Budget & LTCG

The government in today’s budget introduced the much talked about long term capital gains tax (LTCG) on the selling of listed securities on gains of over Rs 1 lakh. This has implications on your mutual fund holdings, more so if you wish to switch to direct plan mutual fund. We will explore this more here. 1.Long […]

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3 Reasons Why Debt Funds Are Better Than FDs, Never Mind FRDI

debt funds are better than Fixed Deposits

The government’s new  FRDI law seems to be the biggest news after demonetization! People are very sensitive about money, and there is a lot of interest in saving commission by investing in direct plans of  mutual funds.  Various mutual funds apps and calculators are also in use to compare the returns. They have worked so […]

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6 Simple Steps To Make Goal Based Investing Work For You

steps to Goal based investment

Why Invest At All? This sound almost like an inane question. Most people will say, to make more money or to get higher returns. But most likely, you will not get a clear answer about meeting specific goals. Goal based investing anchors your investing efforts and takes off stress to a large extent. It is important […]

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5 Reasons Why SEBI’s Mutual Fund Categorization Helps Investors

SEBI's mutual fund categorization

The Securities and Exchange Board of India (SEBI) announced a bold move in October 2017. In a circular, it did Mutual Fund Categorization and Rationalization into five broad categories (equity, debt, hybrid, solution-oriented and others) and a few sub-categories under them (such as large-cap, mid-cap, small-cap under equity). Mutual fund houses would then only be […]

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3 Reasons Why ULIPs & Endowment Insurance Plans Suck

Investment vs Insurance

Insurance and investment simply don’t mix. Life insurance has absolutely nothing to do with investment. Its only objective is to compensate the loss of income arising out of the death of the breadwinner of a family. If he/she survives the term of the policy, the life insurance policy offers no benefit. They claim they will […]

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