Folio security is maintained by AMC. Units can’t be transferred.
Your invested money is never touched by Jamā. No pooling of your funds.
Fund transfer is through secure Net Banking
Any redemption or switch can happen only to your bank a/c. It also requries a 2-factor authentication.
No body else can change bank a/c details on your folio. You must submit a canceled cheque to AMC.
App is protected by bank grade security with 2048 bit encryption on servers behind firewalls.
Mutual Funds are maintained by the AMC with a Statemnet of Account. Your current broker or wealth manager cannot contorl them. Jama also cannot control them and can only facilitate transactions.
You can switch all units except if some of them are under lockin. Tax saving funds have a 3 year lockin period. So do some close ended funds.
Some funds may charge an exit load to deter investors from early exits, usually before 1 year.
Switching is treated like a redemption and purchase, but it happens in one shot at the Fund House. There may be Short Term Capital Gain Tax payable.
We can advice you on which units carry exit load or taxes, and compare the benefit of stopping commissions by switching to direct. You can then partially switch units to maximise benefit.
Your old SIPs have to be separately stopped by informing the bank or broker. You may do it online on their website too.
You will need to start the SIPs again in Jama in the direct plans of the corresponding mutual funds. Our advisory team can help you assess which SIPs to retain based on your investments and personal investment style.
Absolutely. We never touch (or pool) your money. The funds transfer via net banking is directly to the Mutal Fund company, from your bank account. When you redeem, money reaches your bank account directly.
Yes. MF holdings are maintained electronically by the Registrar & Transfer Agency. They work for Mutual Fund company and not for us.
No. Any redemption or withdrawal requires your approval (via SMS or email). Your money reaches your bank account directly.
Jama is built to last, by industry veterans with strong backgrounds. However if you wish to move out of Jama for any reason, you can invest/redeem with the Mutual Fund company directly. Your holdings or money are never kept with us.
Jama has a helpline 906-914-1025 or you can reach us on email at firstname.lastname@example.org We are also on FB Messenger and Whatsapp.
From 30+ AMCs covering 17,000 schemes.
Single login for all best funds
Smart mutual fund selection.
Intelligent portfolio tracking.
Switch to Direct Plan from Regular
in under five minutes.
Advice from SEBI Registered Investment Advisors.
They are on your side, not the industry.
Money exchange directly with MF.
Jama holds nether units nor money.
No hidden commissions. No 'FREE'
Small upfront fees.
Vice President, IT MNC
Jamā Wealth Advisory has helped build my portfolio with first principles, in my interest. The transparent and customer first mindset is refreshing.
Thanks to Jamā Advisory, I have embarked on my entrepreneurial journey with the confidence that my money is working hard for me and not the ’system'. The 0% Conflict of Interest model is the result of 0% Commission. This means i get the best advice on the right funds and right allocations.
Nageswara Rao Vasireddy
Sales Leader, Pharma Industry
With professional help on the right asset allocation, re-balancing and risk mitigation, I am able to meet my aspirations. I love the way Wealth Management is being simplified by Jamā, with its zero vested interest approach.