Financial Planning helps meet your desires and goals to live the life you want. It optimises your investments based on your income and expense patterns.
We stretch our rupee, but often lose up to 70% of our wealth to commission agents, servicing loans, or inefficient taxation. This is where the importance of financial planning comes in.
Get a Head Start on Your Financial Plan
A financial plan evaluates your incomes & expenses, assets & liabilities. It charts a roadmap to meet your life goals based on your personal situation. This harnesses money to realize your goals factoring in inflation and taxes.
Determine your income, living expenses, savings & investments, assets and loans. Discuss the present and future needs.
Develop financial goals with timelines; meet these goals (eg: child education, early retirement) from where you are now.
Understand your risk profile and make backup plans (eg: what if Sensex cracks 20% when your child is entering college). .
Optimise your savings. Determine investments to meet the financial goals.
Execute efficiently eliminating commissions and optimising taxes. Use a zero commission and zero brokerage platform with SEBI Registered Investment Advisors
No plan is cast in stone, with a dynamic environment evolving life needs. Timely reviews keep money working for you!
Financial Planning for Children’s Education
Financial Planning for Wealth Creation
inancial Planning for Insurance and Protection
Financial Planning for Retirement
Financial Planning for Preserving Wealth
Starting a financial plan need not be a stressful exercise. Hire a SEBI Registered Investment Advisor to avoid the traps of the financial product salesmen.
RIA works strictly in an unbiased manner. Failing to plan is the same as planning to fail. Do not delay.