In this post we will evaluate whether National Pension Scheme (NPS) is a good investment option and if it can help us meet our various investment goals. What is NPS? NPS stands for National Pension Scheme. Thus, at the core, it is a pension scheme. In other words, it attempts to provide the investor with […]Share this post!
The month of March is the month of tax saving! Come March, and then we see a scramble to save tax with ELSS ( Equity Linked Savings Scheme ). Almost every other person who has just completed an investment becomes a tax expert and starts advising others on how to save tax. Brokers, particularly agents […]Share this post!
The government in today’s budget introduced the much talked about long term capital gains tax (LTCG) on the selling of listed securities on gains of over Rs 1 lakh. This has implications on your mutual fund holdings, more so if you wish to switch to direct plan mutual fund. We will explore this more here. 1.Long […]Share this post!
The government’s new FRDI law seems to be the biggest news after demonetization! People are very sensitive about money, and there is a lot of interest in saving commission by investing in direct plans of mutual funds. Various mutual funds apps and calculators are also in use to compare the returns. They have worked so […]Share this post!
Sectoral funds are mutual funds that invest in a particular industry sector or a theme. Examples are “Pharma” fund, “FMCG” fund, “Banking Fund”. A sectoral theme could be “GST” which invests in stocks that might benefit from the Goods & Service Tax implementation. Sectoral funds are a good way to take exposure in a particular […]Share this post!
Mutual Funds come in two variants – a regular plan and a direct plan. There are 3 reasons why you must consider direct plans. These are lower cost, good support and most importantly zero conflict of interest. #1 Upto 40% More Long-term Savings There is one major difference between direct plans vs regular plans […]Share this post!
Trader vs Investor : “The markets have been falling for five sessions in a row. I think it is a good time to buy”. “My stock is up by 25% in 2 months. I would rather book profits than regret later” . “The stock price is near its support level. I am planning to buy”. […]Share this post!
Invest in equities or Equity Mutual Funds : “I am a conservative investor”. “I do not like to take risks”. “Equities are not for everyone, definitely not for me”. “Invest your money wisely. Don’t invest in equity”. Do any of these sentences ring a bell? Do you also belong to the same school of thought […]Share this post!