Mutual Funds come in two variants – a regular plan and a direct plan. There are 3 reasons why you must consider direct plans. These are lower cost, good support and most importantly zero conflict of interest. #1 Upto 40% More Long-term Savings There is one major difference between direct plans vs regular plans […]Share this post!
Gold is often viewed by different people in different ways. The enthusiasts will always vouch for the purchase of gold saying that its value will never fall, promptly buying physical gold (read ‘Jewellery”). Gold Investment is the one that the lady of the house will invariably support! However, Gold prices have seen far too many […]Share this post!
Trader vs Investor : “The markets have been falling for five sessions in a row. I think it is a good time to buy”. “My stock is up by 25% in 2 months. I would rather book profits than regret later” . “The stock price is near its support level. I am planning to buy”. […]Share this post!
Unit Linked Insurance Policies (ULIPs) are aggressively promoted as a great combination of investment and insurance by salesmen who make hefty commissions. This is the only reason why they are pushed so hard and also find so many buyers. While they may appear similar to Mutual Funds – they also have Units that have daily […]Share this post!
Investing well requires a mix of discipline and endurance. It may appear boring but in the long run you become wealthy and financially independent. Being Financially Independent in turn means that you control your time and as well like to say time is more valuable than money. So how do you succeed in this boring […]Share this post!
Often many investors realize that they bought a Unit Linked Insurance Policy (ULIP) without knowing the various costs that go into the investment every year. They may have liked the insurance cover and the prospect of investment returns that the product promises to generate. An agent might have painted a rosy picture and shown tax […]Share this post!
A Bank is a great place to make or receive payments. But if you are using the bank as a channel for your investments, then think about this in the short post here.Are You getting Value for crores collected Banks? Banks Mutual Fund Commissions are growing Banks that have sponsored Mutual Fund companies (or AMCs) […]Share this post!
Invest in equities or Equity Mutual Funds : “I am a conservative investor”. “I do not like to take risks”. “Equities are not for everyone, definitely not for me”. “Invest your money wisely. Don’t invest in equity”. Do any of these sentences ring a bell? Do you also belong to the same school of thought […]Share this post!