One of the Non-Banking Finance Companies, Dewan Housing Finance Limited (DHFL) recently defaulted on its interest payments. This has caused an uproar because many Mutual Fund houses have invested in DHFL’s bonds. Naturally many MF investors are worried about what happens to their investments. I am enclosing three information items that might help you navigate […]Share this post!
Let me come straight to the point. Investors of Mutual Fund are being increasingly misled on FREE offerings that leads to a massive rip off on their wealth. In Hindi they say “Lene ke Dene” (ie instead of taking, you end up giving away much more!). Here are two myths about FREE that we need […]Share this post!
It is often presented that for creating an income stream, annuities are a great option. They are supposed to work well especially during the retirement years when ‘active’ income dries up. We find out if this is indeed the case, or if there are more efficient ways to get things done. We also compare annuity […]Share this post!
Many investors shun equity completely to avoid risk. All who do so run the risk of having their returns eaten up almost entirely by inflation. Equity investment does come with risk, with high short-term volatility, but no one should invest in the stock market for the short-term and no one have good knowledge on stock […]Share this post!
In this post, we will evaluate whether the National Pension Scheme (NPS) is a good investment option and if it can help us meet our various investment goals. What is the National Pension Scheme (NPS)? NPS stands for National Pension Scheme. Thus, at the core, it is a pension scheme. In other words, it attempts […]Share this post!
Most people think that retirement is the end of the income stream. You hang your boots and count your days. While that may largely be true, the flow of money need not stop. Here are fourteen ways to make money after retirement and to keep the bank account buzzing with inflows even while you take […]Share this post!
We often hear experts talk about Asset allocation and Rebalancing of Portfolio. We will now find out why this is almost like a free lunch in investing! And it is time to do so as we are beginning a new financial year and the markets are taking a sharp turn. If you are switching from […]Share this post!
The month of March is the month of tax saving! Come March, and then we see a scramble to save tax with ELSS ( Equity Linked Savings Scheme ). Almost every other person who has just completed an investment becomes a tax expert and starts advising others on how to save tax. Brokers, particularly agents […]Share this post!