How to Invest in Direct Mutual Funds

invest in direct mutual funds

Direct mutual funds are no-commission versions of regular mutual fund plans. With them, you can save up to 1-1.5% per year. Aside from the commissions, the schemes are exactly the same in all other aspects. The only reason they are zero-commission is that you need to buy it from the mutual fund directly or through […]

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8 Secrets Of Long Term Investing

8 secrets of long term investing

Almost everybody agrees with long term investing. It is a no brainer. What do you think? If it is so obvious, how many of us are really long-term investors? How many “long term” investors have actually made decent money by being long-term investors? 1. What is long term investing Thanks to our tax laws, a vast […]

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Six Tips for Investing in Tax Saving ELSS Mutual Funds

tax saving mutual funds

We all love to save tax. Don’t we? There are many tax saving products that help us save tax. PPF, NSC, Bank Fixed Deposits, Life Insurance policies are some examples of such tax saving products. ELSS, or Equity linked Savings scheme, or simply Tax Saving Mutual Funds, are an excellent avenue, not just for saving […]

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How to Invest Directly in Mutual Funds & The Leaky Buckets Syndrome

leaky bucket story in mutual funds

This is a frequently asked question. Before dismissing it as a trivial thing, it is important to understand why this question comes up. The question is often asked by people who are familiar with investing, mutual funds but somehow have been lulled into complacence by the ‘financial industry’. By the time they ask, it is […]

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Beware of the Advisor ‘Alpha’

mutual fund alpha advisors

Investment advisor Investment advisor often claim that they are an Alpha, a fancy word that simply means the extra returns they can give you buy making you invest in various mutual funds and other financial products. But often the alpha might stand for that alpha wolf waiting to pounce on the next gullible investor. As […]

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Mutual Fund Commissions Will Drain Your Expected Returns

mutual fund commissions

It is time to get real about mutual fund commissions. At 1% or more, add the upfront trail commissions, the cost is too high and needlessly gives away most of your expected  gains. You must consider your gains in real, after-inflation returns. If your investment doesn’t grow more than inflation then you are losing money! […]

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