Most people think that retirement is the end of income stream. You hang your boots and count your days. While that may largely be true, the flow of money need not stop. Here are fourteen ways to make money even in retirement and to keep the bank account buzzing with inflows even while you take […]Share this post!
Direct mutual funds are no-commission versions of regular mutual fund plans. With them, you can save up to 1-1.5% per year. Aside from the commissions, the schemes are exactly the same in all other aspects. The only reason they are zero-commission is that you need to buy it from the mutual fund directly or through […]Share this post!
Ever wondered why there are so many types of mutual funds. But you need to choose a type of mutual fund to invest, And which one suits you best? Read on! Investment in a mutual fund scheme is into a pool that in turn invests in various asset classes. Every mutual fund scheme has a […]Share this post!
Almost everybody agrees with long term investing. It is a no brainer. What do you think? If it is so obvious, how many of us are really long-term investors? How many “long term” investors have actually made decent money by being long-term investors? 1. What is long term investing Thanks to our tax laws, a vast […]Share this post!
We all love to save tax. Don’t we? There are many tax saving products that help us save tax. PPF, NSC, Bank Fixed Deposits, Life Insurance policies are some examples of such tax saving products. ELSS, or Equity linked Savings scheme, or simply Tax Saving Mutual Funds, are an excellent avenue, not just for saving […]Share this post!
This is a frequently asked question. Before dismissing it as a trivial thing, it is important to understand why this question comes up. The question is often asked by people who are familiar with investing, mutual funds but somehow have been lulled into complacence by the ‘financial industry’. By the time they ask, it is […]Share this post!
Investment advisor Investment advisor often claim that they are an Alpha, a fancy word that simply means the extra returns they can give you buy making you invest in various mutual funds and other financial products. But often the alpha might stand for that alpha wolf waiting to pounce on the next gullible investor. As […]Share this post!
It is time to get real about mutual fund commissions. At 1% or more, add the upfront trail commissions, the cost is too high and needlessly gives away most of your expected gains. You must consider your gains in real, after-inflation returns. If your investment doesn’t grow more than inflation then you are losing money! […]Share this post!