It is often presented that for creating an income stream, annuities are a great option. They are supposed to work well especially during the retirement years when ‘active’ income dries up. We find out if this is indeed the case, or if there are more efficient ways to get things done. We also compare annuity […]Share this post!
Many investors shun equity completely to avoid risk. All who do so run the risk of having their returns eaten up almost entirely by inflation. Equity investment does come with risk, with high short-term volatility, but no one should invest in the stock market for the short-term and no one have good knowledge on stock […]Share this post!
I am often asked this question, isn’t investing in ULIPs smarter there are lower taxes and there is also life insurance cover? The short answer is that a Unit Linked Insurance Plan is not a great option when it comes to building wealth. Here are 3 Reasons, read on for more to see the “proof”: Commissions that […]Share this post!
In this post we will evaluate whether National Pension Scheme (NPS) is a good investment option and if it can help us meet our various investment goals. What is NPS? NPS stands for National Pension Scheme. Thus, at the core, it is a pension scheme. In other words, it attempts to provide the investor with […]Share this post!
Most people think that retirement is the end of income stream. You hang your boots and count your days. While that may largely be true, the flow of money need not stop. Here are fourteen ways to make money even in retirement and to keep the bank account buzzing with inflows even while you take […]Share this post!
We often hear experts talk about Asset allocation and Rebalancing of Portfolio. We will now find out why this is almost like a free lunch in investing! And it is time to do so as we are beginning a new financial year and the markets are taking a sharp turn. If you are switching from […]Share this post!
The month of March is the month of tax saving! Come March, and then we see a scramble to save tax with ELSS ( Equity Linked Savings Scheme ). Almost every other person who has just completed an investment becomes a tax expert and starts advising others on how to save tax. Brokers, particularly agents […]Share this post!
We do not have many theme parks in India. Thus, many of us have not really experienced a “roller coaster ride”. Well, the stock market more than compensates for it! As the indices have grown, the psychological impact of the dips and highs has become larger. Today, a fall of 230 points in the BSE […]Share this post!