We are living in interesting times. I wrote last week about the recent mutual fund market correction. Turns out that more action happened last week. Some of the readers wanted more specific action as the observations may have appeared vague. Hence I am penning down some crisp thoughts, which would take you a minute to […]Share this post!
This being an eventful week of an eventful month, I would like to share some more thoughts. The equity markets have corrected this week, Sensex by 5% and Nifty by 3%. Over the month both have corrected by about 7%. There is turbulence and some people are worried. What do we do now? I will […]Share this post!
We had quite a few happenings in September with respect to reputed firms running up defaults on their bonds. Some banks also ran deep into a similar mess, so much so that the RBI refused to allow extensions to their CEOs. It is a good time to reflect on the takeaways. Liquid Funds Are Meant […]Share this post!
Let me come straight to the point. Investors of Mutual Fund are being increasingly misled on FREE offerings that leads to a massive rip off on their wealth. In Hindi they say “Lene ke Dene” (ie instead of taking, you end up giving away much more!). Here are two myths about FREE that we need […]Share this post!
Mutual Funds in India have grown by leaps and bounds over the past few years. Investors have enjoyed good returns in what is one of the longest bull runs in the market since the 2008 crash. Most Mutual Fund houses have made record profits and the big ones have grown bigger. Some have even gone […]Share this post!
It is often presented that for creating an income stream, annuities are a great option. They are supposed to work well especially during the retirement years when ‘active’ income dries up. We find out if this is indeed the case, or if there are more efficient ways to get things done. We also compare annuity […]Share this post!
Many investors shun equity completely to avoid risk. All who do so run the risk of having their returns eaten up almost entirely by inflation. Equity investment does come with risk, with high short-term volatility, but no one should invest in the stock market for the short-term and no one have good knowledge on stock […]Share this post!
I am often asked this question, isn’t investing in ULIPs smarter there are lower taxes and there is also life insurance cover? The short answer is that a Unit Linked Insurance Plan is not a great option when it comes to building wealth. Here are 3 Reasons, read on for more to see the “proof”: Commissions that […]Share this post!